Flood 2024 Announcements

Low-interest disaster loans from the U.S. Small Business Administration (SBA) are available to businesses and residents in Vermont following the announcement of a Presidential disaster declaration for severe storm, flooding, landslides and mudslides that occurred July 9-11.

Resources for Businesses

Damage Reporting
Vermonters Affected by the Storm and Flooding, both business and homeowners, please report damage. More information available at vermont211.org. Please also complete the Department of Economic Development's Flood Damage Survey for Businesses. This will further aid the relief and recovery response as we seek to capture the type and scale of the flood-related damage businesses suffered in communities throughout the state.

For businesses seeking relief:

Document any damage with photos
Write down your experience, including times of major events
Capture all losses: loss of business income, inventory (due to spoilage or floodwater damage), equipment, property, etc.
Report damage to 211 by phone or online
Contact your insurance company to file a claim or understand what losses may be covered
Identify questions you have that we or a local, state, or federal partner can help you answer
Avoid making quick decisions or major purchases until we are aware of the potential funding that is available to help

Sign Up for VT Alert Notifications
VT Alert informs the public of emergency situations like the flood events we've been experiencing lately. For more information: https://vem.vermont.gov/vtalert.

VT Main St Flood Recovery Fund
The Vermont Main Street Flood Recovery Fund is offering a one-time grants of up to $2,500 to Vermont small businesses that did not previously receive funding in 2023 for the purpose of rebuilding and recovering from damage and losses suffered due to the July 2024 flooding. RENTAL PROPERTIES AND FARMS ARE ELIGIBLE. apply please visit https://www.vtrecovery2023.com/. You can also donate to the Main Street Recovery Fund. Your generosity will make a meaningful difference for small business owners severely impacted by this record-breaking flooding and preserve the heart of our communities. Please donate today.

ACCD Severe Storm Resource Center
As a result of July 2024 flooding, the Agency of Commerce and Community Development has established this page to serve as a resource center. This page will be consistently updated with the latest information ACCD has available.

Vermont Small Business Law Center at Vermont Law and Graduate School
The Vermont Small Business Law Center at Vermont Law and Graduate School (VLGS) helps Vermont’s small businesses find legal support to launch, transition, and grow. VLGS provides education and legal services access to Vermont’s small businesses owned by traditionally disadvantaged individuals from BIPOC, LGBTQ+, disabled, veteran, and rural communities. More information available at https://sblc.vermontlaw.edu/.

USDA Rural Development Disaster Assistance
USDA Rural Development (RD) hosts a Disaster Assistance website to provide quick access to key resources. More information available at https://www.rd.usda.gov/resources/rural-development-disaster-assistance.

Small Business Administration (SBA) Disaster Loan Assistance
The SBA offers disaster assistance in the form of low interest loans to businesses, nonprofit organizations, homeowners, and renters located in regions affected by declared disasters. SBA also provides eligible small businesses and nonprofit organizations with working capital to help overcome the economic injury of a declared disaster. More information available at https://www.sba.gov/funding-programs/disaster-assistance.

Better Business Bureau
The Better Business Bureau is providing guidance on questions of insurance, potential scams, and trusted service providers. More information available at www.bbb.org.

Resources for Municipalities

Vermont.gov Flood Resources
The page has been developed to enable Vermonters to navigate important things to do and available resources in one initial stop, with links to more detailed information if you need it. It is being updated on an ongoing basis so please check back often for new or updated details. More information available at www.vermont.gov/flood.

Vermont League of Cities & Towns
VLCT is committed to providing Vermont's municipalities with the most timely information, valuable resources, and important connections to help you be successful and resilient in the wake of this catastrophe. More information visit the VLCT’s Flood Recovery Page: https://www.vlct.org/topics-all/flood-recovery.

Kingdom United Resilience & Recovery Effort (KURRVE)
Kingdom United Resilience & Recovery Effort (KURRVE) is a collaboration of partners and neighbor-to-neighbor networks. We’re here to help. View PDF files full of information!

Resources for Farms

Agency of Agriculture Food and Markets
Connecting our farmers and farming communities with response and recovery information and resources More information available at agriculture.vermont.gov/flood.

Farm First
is a free program providing farmers and their families with support, resources and information to reduce stress. Visit their website for more: https://www.farmfirst.org/.

Vermont Farm Fund (VFF)
Started in response to the devastation our Vermont farms suffered at the hands of Tropical Storm Irene, the VFF seeks to minimize the hurdles to secure a loan and receive funds to begin the recovery process. The maximum Emergency Loan amount is currently $10,000. This is a zero percent interest loan, payable over 24 months with a flexible payment schedule. More information available at vtfarmfund.org.

NOFA-VT Farmer Emergency Fund
The NOFA-VT (Northeast Organic Farming Association of Vermont) Farmer Emergency Fund is available to assist Vermont certified organic and NOFA-VT member commercial farmers who are in financial need after having been adversely affected by natural and unnatural disasters. Farmers may request up to $2,500 in grants that do not need to be repaid. More information available at nofavt.org.